FINANCING PROGRAMS

Commercial & Investment Property Financing

Flexible financing solutions for investors, builders, developers and business owners.

Our Lending Programs

Straightforward terms and transparent pricing. Leverage shown is a maximum, subject to property, credit and lender review.

DSCR & Investment Properties

Purchase, refinance and cash-out options for single family and small residential rentals.

Qualify on property cash flow
Up to 85% LTV
30-year terms

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Multifamily & Mixed-Use

Flexible financing for multifamily, mixed-use and larger investment portfolios.

5 to 500+ units
Portfolio lending available
Up to 80% LTV

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Commercial Real Estate

Acquisition and refinance for income producing commercial property.

Retail, office and industrial
Rate locks available
Non-recourse options

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Fix & Flip / Ground-Up Construction

Competitive financing for renovation and new construction, with draws released as work is completed.

Up to 75% of after-repair value
Ground-up construction
6 to 18 month terms

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Detailed Loan Information

Everything you need to know about our financing options

Rates, LTV and leverage are maximums, not guarantees. Final terms depend on property type and condition, borrower credit and experience, reserves, and lender review.

DSCR & Investment Properties

Purchase, Refinance & Cash-Out

Qualify on the property itself. DSCR and investment property loans for single family rentals, condos and small residential portfolios.

Qualification based on property cash flow, not personal income

Purchase, rate-and-term refinance and cash-out options

Loan amounts from $100,000 to $3,000,000

30-year fixed and adjustable terms available

Quick Facts

Min Loan Amount:$100,000

Max LTV:Up to 85% LTV

Timeline:Typical close: 21-30 days

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Multifamily & Mixed-Use

Larger Assets & Portfolio Lending

Financing for apartment buildings and mixed-use properties, including portfolio structures for investors scaling their holdings.

Property types: apartment buildings, mixed-use, 5+ units

Loan amounts from $250,000 to $50,000,000

25 to 30 year amortization available

Recourse and non-recourse structures

60 to 90 day rate locks

Quick Facts

Min Loan Amount:$250,000

Max LTV:Up to 80% LTV

Timeline:Typical close: 30-45 days

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Commercial Real Estate

Acquisition & Refinance

Financing for income producing commercial property, including retail, office, industrial and owner occupied buildings.

Property types: retail, office, industrial, mixed-use

Acquisition and refinance of stabilized assets

Loan amounts from $500,000 to $25,000,000

Flexible prepayment and assumption options

Bridge financing available for value-add plans

Quick Facts

Min Loan Amount:$500,000

Max LTV:Up to 75% LTV

Timeline:Typical close: 30-45 days

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Fix & Flip / Ground-Up Construction

Renovation & New Build Financing

Short-term capital for renovations and new construction, with draws released as work is completed and inspected.

Up to 90% of purchase price and up to 100% of rehab costs

Total loan capped at 75% of after-repair value (ARV)

Purchase, closing costs and rehab funded through draws

Ground-up construction and lot acquisition programs

Interest-only payments during the build, no prepayment penalty

Quick Facts

Loan Term:6-18 months

Max LTV:Up to 75% of ARV

Timeline:Typical close: 14-21 days

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Our Process

Simple steps to get your loan approved

Application

Complete our online application or call to speak with a loan specialist

Financing Review

An initial financing review within one business day, with program fit and indicative terms

Documentation

Submit required property and entity documents

Closing

Close and receive funding to move on your project

Have a Deal? Let's Talk Financing.

Call 727-238-5859 or send the details to deals@firstchasefinancial.com for an initial financing review within one business day.

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